Unclaimed Funds and Abandoned Property

Government trustees are holding billions of dollars in unclaimed property and missing money. Over $58 billion in abandoned cash and forgotten funds has been turned over by banks, life insurance companies, stockbrokers, courts, employers and public companies, but just a small fraction of this free money was reclaimed by lost owners and missing heirs.

Unclaimed property statutes consider financial assets abandoned when contact with the owner is lost – typically due to a name change after marriage or divorce, an unreported address change or the expiration of a postal forwarding order, because of incomplete or illegible records, and most commonly after an untimely death.

Search for Unclaimed Property and Missing Money


When owners or heirs fail to claim forgotten money over a number of years – known as the dormancy period – holders transfer the funds to a government trust account in a process known as escheat.

Here these lost moneys await your claim, along with $17 billion worth of unredeemed U.S. Savings Bonds; and tens of billions more in undelivered IRS tax refunds, uncashed Social Security checks, forgotten pensions and veterans benefits owed by government agencies themselves.

Family members often are unaware they’re eligible to collect unclaimed moneys, refunds and benefits owed deceased relatives who passed on without an updated will. A large number of life insurance policies and retirement accounts go unclaimed every year because it’s up to heirs to notify insurance companies and pension plan administrators of death; little effort is made to track down lost beneficiaries.

Life Insurance & Unclaimed Inheritances: Unclaimed Life Insurance II Missing Inheritances II Lost Heirs

Savings: Bank Accounts II Credit Union Accounts II Safe Deposit Boxes II CD Certificates of Deposit II Uncashed Checks II Postal Money Orders
Investments: U.S. Savings Bonds II Stock, Bonds & Mutual Funds II Postal Savings Bonds
Retirement Accounts & Pensions: IRA Accounts II 401k Accounts II Pension Benefits II Government Pensions II Railroad Retirement Benefits
Government Payments: Social Security II IRS Refunds II HUD Refunds II Indian Trust Funds II Child Support II Bankruptcies II VA Benefits
Royalties & Residuals: Mineral Royalties II Musician Royalties II Screen Actor Residuals II Author Royalties II Gift Card Refunds