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Unclaimed Assets: Money The Government Owes You! Unclaimed Money Search - Find Missing Money and Unclaimed Property |
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Search for unclaimed money - Find unclaimed property - Claim abandoned funds held by the government. |
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Unclaimed Assets: Money The Government Owes You! Unclaimed Money Search - Find Missing Money and Unclaimed Property |
| Unclaimed Funds and Abandoned Property |
Government agencies, courts, banks, brokers, insurance companies and others are holding tens of billions of dollars in unclaimed funds. States recently took custody of nearly $23 billion in missing money and unclaimed property, of which less than $1 billion was reclaimed by owners or heirs. The current financial crisis will produce substantially more unclaimed funds and abandoned property, due to the large number of foreclosures, bank closings and company bankruptcies. Cash, assets and personal property are considered unclaimed in the eyes of the law when contact with the owner is lost, typically after death, a name change due to marriage or divorce, an unreported change of address, expired postal forwarding order, and outdated or incomplete records. When owners or heirs fail to claim abandoned funds over a specified number of years known as the dormancy period, life insurance companies, banks, credit unions, stock brokers, utilities, unions, employers and others - transfer custody of unclaimed money to a government trust account under a legal doctrine known as escheat. Here this lost or forgotten money awaits your claim, along with billions in unclaimed cash held by government agencies, including IRS income tax refunds - $110 million; US Savings Bonds - $16 billion; Social Security Administration retirement and benefit checks - $478 million; HUD mortgage refunds - $500 million; PBGC pension benefits - $133 million; and FDIC dormant bank accounts - $200 million. It's important to note family members often are unaware they’re entitled to collect missing money and forgotten assets owed deceased relatives, who passed on without leaving an updated will or detailed financial records. Billions of dollars in life insurance policy benefits go unclaimed every year, for example, because it is up to heirs to notify the insurance company when a policyholder dies; little effort is made to find lost beneficiaries. |
| Find Unclaimed Money |
| > You must initiate a search for
unclaimed money - holders of unclaimed funds generally will not contact you.
Family members are often unaware they’re entitled to collect forgotten and unclaimed assets owed deceased relatives. > There is no national missing money database - don't be fooled by websites offering memberships or paid access. Unclaimed property databases online contain only a fraction of lost accounts available for claim. > Unclaimed moneys held or owed by federal agencies are not included in state unclaimed property databases. Unclaimed property claims refund checks average $800-$1000, but many are for substantially more. > Some types of abandoned funds claims are subject to time limits, so prompt action is advised. |
| Search for Unclaimed Property and Missing Money - |
| Government Unclaimed Money Database Search |
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Click binoculars for a missing money search or select from the list below ... |
| Consumer Alert | Missing life insurance policyholders & heirs ... |
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One in three life insurance policies go unclaimed on death of the insured, because family members aren't always aware a policy exists, or don't know how to track it down. Unclaimed Life Insurance Policy Search |
| Consumer Alert | $16 billion unredeemed US Savings Bonds | |
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The value of unredeemed and lost U.S. Savings Bonds that have stopped earning interest at final maturity currently exceeds $16 billion. Savings Bond Search |
| Consumer Alert | Savings accounts, IRAs and CDs at FDIC insured banks that have failed |
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Over 120 banks have failed in the last two years, including the largest ever, Washington Mutual. Depositors may collect insurance proceeds - up to $250,000 per account - but there are time limits. Unclaimed Account Search |
| Consumer Alert | Are you a missing heir entitled to unclaimed property or an unknown inheritance? | |
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Millions of family members are unaware they’re eligible to collect unclaimed money owed deceased relatives who passed away without leaving an up-to-date will. Unclaimed Inheritance Search |
| Consumer Alert | Lost and unclaimed IRAs - Individual Retirement Accounts | |
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50 million Americans have IRA's. Individual Retirement Accounts worth billions of dollars go unclaimed every year, because owners or heirs fail to take required distributions or cash benefit checks. Unclaimed IRA Search |
| Consumer Alert | Have you been contacted by an unclaimed asset tracer? | |
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Professional asset tracers track down family members and heirs of deceased relatives, demanding 35% or more for information on unclaimed money. Find and claim these funds yourself. Asset Tracers & Heir Finders |
| Consumer Alert | $850 million in unclaimed 401k retirement plan assets | |
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Each year, $850 million in 401(k) retirement plan assets owed employees of companies that have gone bankrupt or ceased operations go unclaimed, and families of deceased workers forget to claim billions more. 401k Search |
| Consumer Alert | $133 million in unclaimed pension benefits | |
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32,000 missing employees and spouses are eligible to receive a share of $133 million in unclaimed pension benefits from bankrupt companies with terminated defined-benefit pension plans. Missing Pension Search |
| Consumer Alert | $10 billion in lost stock, bonds and dividends | |
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The SEC estimates 3 million lost stockholders are entitled to unclaimed stock worth $10 billion. Additionally, $500 million in stock dividends and bond interest payments are not cashed each year. Lost Stock Search |
| Consumer Alert | $8 billion in lost or unused gift cards | |
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Last year alone, gift cards worth $8 billion were lost, forgotten or otherwise went unused. In many instances new state laws allow for refunds or replacement, even if the card has an expiration date. Gift Card Refunds |
