Lost Inheritance Search

Government agencies are holding over $30 billion in unclaimed money owed 80 million missing owners and heirs. Assets become legally unclaimed after the original owners or rightful heirs fail to communicate an interest in them over a period of time. The period of time that must pass before an asset is considered legally abandoned – the dormancy period – is set by law. It varies with the type of property involved, but generally runs one to three years.

If, at the end of the dormancy period, there has been no owner directed activity, those holding the assets – insurance companies (one-third of all life insurance policies worth hundreds of millions of dollars have gone unclaimed), banks, brokerages, trade and credit unions, employers and utilities – transfer them to the protective custody of a government trust account in a process known as escheat.

Most missing heirs do not know they are entitled to receive this money, because entitlement arises from the death of a family member who failed to leave behind complete financial records. Government agencies make only a limited effort to track down rightful owners, but it’s a near-impossible task for a number of reasons. Claimants often cannot be found because they’ve moved, switched jobs, changed name after marriage and divorce, or as a result of computer and clerical errors.

For assistance with a lost life insurance policy go to: Life Insurance Policy Search.

To search for unclaimed moneys and property in your name, or in the name of a deceased family member, complete the form below.

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