Missing TSP – Unclaimed Government Retirement Benefits

Unclaimed federal retirement benefits include Thrift Savings Plan (TSP) distributions, a defined-contribution plan similar to a 401(K) created by the Federal Employees’ Retirement System Act of 1986 to supplement Federal Employees Retirement System benefits.

Thrift Savings Plan accounts currently worth $88 million have not been claimed. A TSP account is considered abandoned if, by age 70 1/2, the employee has not made a withdrawal or otherwise communicated a withdrawal election with the Federal Retirement Thrift Investment Board.

Other unclaimed government retirement funds are not declared abandoned unless unclaimed by the employee’s 115th birthday or 30 years after death. Because many government employee records at the Office of Personnel Management (OPM) Retirement Operations Center are not computerized, it is virtually impossible for the government to determine when a federal retirement benefit goes unclaimed and unpaid. so virtually no effort is made to find lost employees.  * For assistance with non-government pensions go to: Unclaimed Pension Search

To search of the TSP Lost Participant database and assistance with unclaimed government pension benefits, complete the form below.